Send Money to Mexico

At Pangea, security is our top priority. We value the trust you place in us to deliver your funds safely to your loved ones, which is why we protect your money and personal data at all times. Here is how:

• Licensed & Regulated: Pangea is a registered Money Transfer Service with the U.S. Department of Treasury, complying with strict state and federal regulations.
• Advanced Security: We use industry-standard encryption (SSL) to protect your data, and our Payment Card Industry (PCI) compliance ensures the highest security standards for transactions. Multi-factor authentication (MFA) adds an extra layer of protection, and we continuously monitor transactions to detect and prevent fraud.
• Real-Time Transfer Updates: We keep you informed every step of the way with real-time notifications about your transfer’s status, so you always know where your money is.
• Reliable Customer Support: Our bilingual team is ready to assist whenever you need help.

For more details, review our Trust & Safety FAQs and Privacy Policy.

Signing up for Pangea is easy and free! You can sign up online or download our app to get started.  Follow these simple steps:

• Enter your U.S. mobile number: We’ll send you a 6-digit confirmation code via SMS.
• Verify your U.S. mobile number: Enter the confirmation code and select ‘Trust this device’ to skip this step for the next 30 days.
• Create a secure password: Follow the prompts to set a strong password for your account.
• Enter your email address: This helps with password recovery and ensures you receive important transfer updates and receipts.

Now you can start sending money securely!

Sending money to Mexico with Pangea is easy and secure. Once you’ve signed up for free, you can start sending money in just a few steps.

• Enter the Amount to Send Choose how much money you’d like to send. We’ll always show you the current exchange rate and the fee (if any) upfront, so you know exactly what you’re paying and how much your recipient will receive. Click on ‘Get Started’ to continue.
• Add the Receiver Enter the full name and city of the person who will receive the money. Make sure the first name(s) and last name(s) match EXACTLY how they appear on their government-issued ID—this is required for cash pickup and bank transfers in Mexico.
• Choose a Delivery Method Select the delivery method that works best for your recipient. They can receive a cash pickup at participating locations across Mexico. If you’d like to send money directly to a bank account, simply enter your recipient’s CLABE number. You can choose a debit card deposit by entering their 16-digit Mexican debit card number.
• Confirm and Send Review payment and delivery details to send securely in seconds.

That’s it! You can track your transfer in real time and get instant updates through the Pangea app or website.

Pangea offers multiple secure payment options for sending money to Mexico:

• Debit or Credit Cards: Most U.S.-issued Visa and Mastercard debit and credit cards are accepted for fast and convenient payments.
• Bank Account Transfers: When you pay directly with a U.S. bank account, you get a better exchange and transfers typically take as few as 3 business days.

Payment methods may have different processing times, exchange rates, and fees.

Pangea offers multiple fast and secure delivery options so your recipient can get their money the way they prefer:

• Cash Pickup: Your recipient can pick up cash at thousands of locations across Mexico. We partner with all major providers—including Elektra, Oxxo, Bancoppel, Farmacias Guadalajara, Walmart,  Bodega Aurrera, and more—so there’s always a nearby spot that’s easy for them.
• Bank Deposit: Send money directly to your recipient’s bank account using their CLABE number. 
• Debit Card Deposit: Send money straight to your recipient’s debit card using their 16-digit Mexican debit card number. 
• Bill Payment: Directly pay bills from select Mexican utility companies.

Check out our Send to Mexico FAQs to learn more.

Pangea always shows you the full fee upfront before you send, so there are no surprises. Transfer fees vary depending on the payment method and delivery option:

• Bank Deposit and Debit Card Deposit: $1.95 USD
• Cash Pickup: $3.95 USD
• Bill Pay: $2.95 USD

For new customers, there’s No Transfer Fee* on your first transfer.

Credit Card Surcharge: If you send money using a credit card, an additional processing surcharge may apply. 

*This promotion waives transfer fees for qualifying transactions during the promotional period. However, credit card transaction fees and foreign exchange (FX) rate gains still apply.

Pangea provides real-time transfer updates, so you’re always informed about the status of your money. You’ll receive SMS notifications as the status of your transfer changes until it is received. To check the status anytime, simply:

• On the website: Click on ‘Activity’ at the top of the screen
• In the mobile app: Tap on ‘Activity’ at the bottom of the screen