1. Eligibility: This sweepstakes (the “Sweepstakes”) is open only to those who have an account with Pangea USA, LLC (together with Pangea Universal Holdings, Inc, “Pangea” or “Sponsor”) and are 18 years of age or older as of the date of Entry. The Sweepstakes is only open to legal residents of the States of Alabama, Arizona, California, Florida, Georgia, Idaho, Illinois, Mississippi, Montana, New Jersey, New Mexico, Oregon, South Carolina, and Texas, Wisconsin and is void where prohibited by law. Employees of Pangea, its agents, judges, their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state and local laws and regulations. Void where prohibited.

2. Agreement to Rules: By participating, you agree to be fully unconditionally bound by these rules hereunder (these “Rules”), and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of Pangea as final and binding as it relates to the contest.

3. Sweepstakes Period: All Entries must be received on or after September 16th, 2017 and on or before September 30th, 2017 at 11:59PM CST.

4. How to Enter: You can complete a valid entry (an “Entry”) by, during the Sweepstakes Period, completing the following:

(a) (i) you send a money transfer through the Pangea service in an amount equal to or greater than two-hundred and fifty dollars ($250) (excluding any promotional amounts or account credits); and

(ii) the beneficiary of such money transfer actually receives the funds associated with such money transfer; or

(iii) you register for this Sweepstakes by providing your name, email and the mobile number associated with your Pangea account to Pangea through the landing page dedicated to this Sweepstakes on Pangea’s website as follows competition; or

(b) you send an email with your full legal name, mobile phone number associated with your free Pangea account, and your Referral Code to

You can find your Referral Code in your Pangea account or by contacting Pangea’s customer service.

You may submit up to fifty (50) Entries, and may not submit multiple Entries by using multiple email addresses, identities, or devices in an attempt to circumvent the Rules. If you use fraudulent methods or otherwise attempt to circumvent the Rules your submission will be removed from eligibility at the sole discretion of Pangea.

5. Prizes: The winner will receive one (1) Apple Watch. The specifics of the prize shall be solely determined by the Sponsor. No cash or other prize substitution permitted except at Sponsor’s discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by the winner is permitted. Acceptance of a prize constitutes permission for Sponsor and its agencies to use winner’s name and/or likeness for purposes of advertising and trade without further compensation, unless prohibited by law. By accepting a prize, winner agrees to hold Sponsor, its agents, judges, their affiliates, subsidiaries and their respective directors, officers, employees and assigns harmless against any and all claims and liability arising out of the acceptance, possession, use, misuse, or nonuse of prize. Winner assumes all liability for any injury or damage caused, or claimed to be caused, by participation in this promotion or use or redemption of any prize. By participating in this promotion entrants agree to be bound by these Rules and the decisions of the judges, which shall be final and binding. This Sweepstakes and these Rules shall be interpreted in accordance with the laws of Illinois without regard to its principles of conflicts of law. Jurisdiction and venue shall be solely within the State of Illinois.

6. Odds: The odds of winning depend on the total number of Entries received by the Sponsor.

7. Winner selection and notification: The Sweepstakes Period is from September 16th, 2017 until September 30th, 2017. There will be one (1) individual winner selected from the Entries received by the Sponsor during such Sweepstakes Period.

Each winner of the Sweepstakes will be selected in a random drawing under the supervision of the Sponsor. Winners will be notified via email and phone used to enter the Sweepstakes with within five (5) days following the winner selection. Pangea shall have no liability for a winner’s failure to receive notices due to winners’ spam, junk e-mail, or other security settings or for winners’ provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within five (5) calendar days from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited and an alternate winner selected. The receipt by winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE RULES BY ANY WINNER (AT SPONSOR’S SOLE DISCRETION) WILL RESULT IN SUCH WINNER’S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by you: By entering this contest, you understand that Pangea, and anyone acting on behalf of Pangea or its respective licensees, successors, and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the world, your Entry, including, without limitation, the Entry and winner’s name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation

9. Terms: Pangea reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Sweepstakes should (in its sole discretion) a virus, bugs, unauthorized human intervention, fraud, or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes. In such case, Pangea may select the recipients from all eligible Entries received prior to and/or after (if appropriate) the action taken by Pangea. Pangea reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the Entry process, the operation of the Sweepstakes, or Pangea website, or violates these Rules.

Pangea has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void any Entry for any reason, including, but not limited to: the use of bots, macros, or scripts or other technical means for entering.

NOTICE TO ENTRANTS: ANY ATTEMPT BY AN INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW. The Sponsor and its agents are not responsible for any (i) incorrect announcements of any kind, (ii) technical hardware or software failures of any kind, including any injury or damage to any person’s computer related to or resulting from participating in or experiencing any materials in connection with the Sweepstakes, (iii) lost or unavailable network connections, or (iv) failed, incomplete, garbled, or delayed computer transmission that may limit a user’s ability to participate in the Sweepstakes. The Sponsor assumes no responsibility for undeliverable emails resulting from any form of active or passive email filtering by a user’s Internet service provider and/or email client or for insufficient space in user’s email account to receive email messages. Sponsor and its agencies are not responsible for any Entry not received due to lost, failed, delayed, or interrupted connections or miscommunications, or to other electronic malfunctions, delays, or errors of any kind in the transmission or receipt of any Entry. Sponsor is not responsible for incorrect or inaccurate Entry information, whether caused by any human or technological error that may occur in the processing of any Entry in this Sweepstakes. Any other attempted form of Entry not specified herein is prohibited; no automatic, programmed; robotic or similar means of Entry are permitted. The Sponsor reserves the right to cancel or modify the Sweepstakes if fraud, misconduct, or technical failures destroy the integrity of the Sweepstakes or if a computer virus, bug, or other technical problem corrupts the administration or security of the Sweepstakes as determined by the Sponsor in its sole discretion. In the event a dispute arises regarding the specific individual entitled to receive a prize, Entry will be declared made by the person assigned to the Pangea account associated with the winning personal promotion code. In the event the Sweepstakes is terminated, a notice will be posted and all eligible Entries received prior to termination will be included in a random drawing to award the prizes. Proof of submitting entries will not be deemed to be proof of receipt by the Sponsor and an entry is only a valid Entry if it is marked as such in the Pangea system. The Sponsor reserves the right to prohibit the participation of an individual if fraud or tampering is suspected or if the individual fails to comply with any requirement of participation as stated herein or with any provision in these Rules.

10. Entries: All Entries become the property of the Sponsor and will not be returned. Sponsor and its affiliates, subsidiaries, representatives, agents, and employees are not liable for lost, late, stolen, illegible, delayed, garbled, or misdirected transactions; technical hardware or software failures of any kind; lost or unavailable network connections; failed, incomplete, or damaged transactions; or for garbled or delayed computer transmissions even if the foregoing limits an entrant’s ability to participate in the Sweepstakes in any way or to win. Sponsor and its affiliates, subsidiaries, representatives, agents and employees are not responsible for any problems or the technical malfunction of any telephone network or lines, computer on-line systems, servers or providers, computer equipment, software, failure of any e-mail on account of technical problems or traffic congestion, or any combination thereof, including any injury or damage to entrant’s or any person’s computer or other property relating to or resulting from participation or downloading any materials in connection with the Sweepstakes.

By submitting an Entry to the Sweepstakes you agree to receive email newsletters periodically from Pangea. You can opt-out of receiving this communication at any time by clicking the unsubscribe link in the newsletter.

11. Limitation of Liability: By submitting an Entry you agree to release and hold harmless Pangea and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Sweepstakes; (v) electronic or human error which may occur in the administration of the Sweepstakes or the processing of Entries.

12. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND ILLINOIS WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Illinois having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys’ fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

13. Privacy Policy: Information, including personal information, submitted with an Entry is subject to the Privacy Policy stated on the Pangea website. Information disclosed may include financial background; identification, such as name and address; transaction information; and other information relating to financial matters.

14. Terms & Conditions: Your participation in the Sweepstakes is governed by both these Rules and the Terms & Conditions on Pangea’s website found at:

15. Sponsor: The Sponsor of the Sweepstakes is Pangea and can be contacted by mail at Pangea Universal Holdings, Inc., P.O. Box 3436, Chicago, IL 60654.