For many, summer is the season they look forward to all year long. It’s a time filled with sunshine, outdoor fun, family celebrations, and long-awaited getaways. But let’s be honest—all that joy comes with a price tag. From BBQs and travel plans to back-to-school prep, summer spending can add up quickly. And for those who support loved ones in other countries, the costs can climb even higher.
The good news? There are plenty of ways to save—starting with your money transfers. With a little planning and the right tools, you can cut down on fees and still show up for the people who count on you most. The Pangea Pros are here with smart tips to help you make the most of every dollar this season.
Don’t Get Caught Paying Hidden Fees
Some services advertise “low fees,” but once you get to the checkout screen, you’re hit with surprises: inflated exchange rates, service charges, or unexpected deductions on the receiving end. These hidden fees may seem small, but over time, they eat into your support.
At Pangea, we’re all about transparency. You’ll always see the full cost upfront—including the exchange rate and any applicable transfer fees—so you know exactly what your recipient will receive. No guesswork, no hidden charges, no unpleasant surprises.
Bundle Transfers
If you send money multiple times a month, those individual fees can add up fast. One way to save? Send fewer, larger transfers. For example, instead of sending $50 four times a month, consider sending $200 in one go.
This doesn’t just save money—it also saves time. With Pangea, your recipient’s details are saved after the first transfer, so you won’t have to re-enter their information every time. Plus, you’ll be able to better track your expenses by consolidating them into one simple transaction.
Take Advantage of Seasonal Promotions
Just like retailers roll out summer sales, money transfer services often offer seasonal promotions. These can include no transfer fee offers, cashback rewards, or special rates during peak sending periods.
At Pangea, new customers get a $0 Transfer Fee* on their first transfer. It’s our way of helping you send support without extra costs. Whether you’re sending for a birthday, a family gathering, or just because, it’s one less thing to worry about.
*This promotion waives transfer fees for qualifying transactions during the promotional period. However, credit card transaction fees and foreign exchange (FX) rate gains still apply.
Watch The Exchange Rates
Exchange rates change daily—and sometimes even hourly. If you’re not in a rush to send money, take a few days to monitor the rates and wait for the most favorable moment. Even a small difference can make a noticeable impact, especially on larger transfers.
Another thing to watch for: services that pass on exchange rate losses to the recipient. Always check whether the rate shown is final and what your recipient will actually receive. Transparency here can save you—and your loved one—more than you think.
Avoid Credit Cards if You Can
While credit cards are often convenient, they often come with hidden costs like cash advance fees or high interest rates, which can quickly cancel out the convenience. Unless it’s an emergency, you’re better off using a debit card or linking a bank account, which usually results in lower fees and fewer surprises.
Pro tip: Before you send, double-check if your card issuer adds extra charges on top of what the transfer service displays.
Look for Referral Programs or Loyalty Programs
Small savings add up—especially if you’re sending regularly. Some services offer referral programs or loyalty perks that reward you for each successful transfer or for bringing in new users.
At Pangea, we believe in the power of community. When you refer a friend and they complete their first transfer, both of you get $25 USD. It’s a win-win that puts money back in your pocket—and theirs.
Conclusion
Sending money abroad doesn’t have to come with high fees or added financial stress. With the right approach, you can continue supporting your loved ones while still enjoying all that summer has to offer. Whether you’re a first-time sender or someone who transfers money regularly, this season is the perfect time to rethink your habits, take advantage of promotions, and keep more of your hard-earned cash.
DISCLAIMER – This content is for informational purposes only. Pangea and its affiliates do not provide financial, legal, investment, or tax advice.
