In this article, you will find the most common questions about Pangea Money Transfer and practical details to understand its sending limits, payment methods, and security.
Legitimacy and Security
Is Pangea Money Transfer legit?
Pangea Money Transfer is a licensed money transmitter operating in 49 U.S. states (excluding Massachusetts). You can send money online through the Pangea mobile app or website, which uses industry-standard encryption and two-factor authentication to protect users’ funds. Beyond being “legit,” Pangea’s commitment to compliance and security helps ensure reliable transactions for customers who need to send money abroad.
Is Pangea a reputable company?
Yes. Pangea Money Transfer is recognized for its transparent fees, user-friendly app, and secure platform. It allows you to send money from the U.S. (except Massachusetts) to 24 countries worldwide, including destinations in Latin America, Asia, Africa, and Europe. Check out the Information by Country section on the Pangea website or app for more details on currently supported countries.
Is Pangea a trusted site?
Pangea offers comprehensive security measures such as tokenization, card vaulting, and robust encryption, giving users confidence when transferring funds. By adhering to federal and state regulations, Pangea ensures a trustworthy environment for both senders and recipients. Review the platform’s Privacy Policy or contact customer support for further concerns.
How safe is Pangea?
Safety is a top priority at Pangea. Along with maintaining regulatory compliance, Pangea uses two-factor authentication (2FA) for account access and verifies user identity to protect against fraudulent activity. Whether you’re sending small amounts or larger transfers—up to USD 30,000 every 30 days—the system is designed to safeguard both your funds and personal information.
Send money confidently with Pangea—download the app or visit the website to set up your first transfer in minutes!
Functionality and Usage
How does Pangea money transfer work?
Pangea lets you send money using your U.S. debit card, credit card, or bank account. Once you select a country, you can deposit funds into your recipient’s bank account, mobile wallet or arrange a cash pickup. In some countries like Mexico, you can even pay bills directly. The process is straightforward:
- Download the Pangea App (Android, App Store) or visit the website.
- Enter a valid U.S. mobile number: You will receive a 6-digit confirmation code via SMS.
- Verify your U.S. mobile number: Enter the code and select ‘Trust this device’ to skip this step for the next 30 days.
- Create a secure password
- Verify Your Identity: Depending on the amount you send, you may need additional info such as SSN/ITIN or a photo ID.
- Use the FX calculator to check our rates
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Ready to experience a fast and user-friendly money transfer? Sign up for Pangea now and get started in minutes!
How do I receive money from Pangea?
Recipients can receive funds in three primary ways:
- Bank Account Deposit: Funds go directly to a local bank account.
- Mobile Wallet: Where available, your loved ones can access the money on their phone.
- Cash Pickup: Designated pickup points where recipients can collect the cash in person.
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Countries and delivery methods vary; check “Information by Country” on Pangea’s website or app for specific details.
What payment method can I use with Pangea?
Pangea accepts U.S.-issued debit cards, credit cards (Visa or MasterCard), and U.S. bank accounts. Transfers initiated with cards can be nearly instant, while bank-account payments are usually available in 3–4 business days. You can check all the fees charged here.
Does Pangea accept credit cards?
Yes. Using a credit card can be convenient if you lack immediate funds in your bank account, but remember:
- 3% Surcharge: Every credit card transaction carries a 3% fee.
- Possible Interest & Fees: Your card provider might treat the transaction as a cash advance and apply extra charges.
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Despite these factors, paying with credit can be a lifesaver for urgent transfers.
Limits and Sending Money
What are the transfer limits for Pangea money transfer?
At Pangea, we have three different levels for transfer limits. If you are a new customer, you will start on level 1 and anytime you reach any of the daily, 30 days or 180 days following amounts (whichever happens first), the system will automatically prompt you to upload additional information. Once you are approved, you will get upgraded to the next one. These steps help maintain platform security and comply with regulations for larger transfers.
|
Limit |
Daily |
30 days |
180 days |
|
Level 1 |
$1,000 USD |
$2,000 USD |
$12,000 USD |
|
Level 2 |
$3,000 USD |
$10,000 USD |
$36,000 USD |
|
Level 3 |
$6,000 USD |
$30,000 USD |
$60,000 USD |
Check your limit in the app under “Account” → “Sending Limits.”
How long does it take to receive a global money transfer?
- Card-Funded Transfers: Usually within minutes if paid with a debit or credit card.
- Bank-Funded Transfers: Generally, 3–4 business days before the recipient can access funds.
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Delays may occur if extra information is requested or issues arise at the receiving location.
Can you transfer more than $10,000 USD?
Yes. At Level 3, you can send up to $30,000 USD in a 30-day rolling period. Be prepared to complete additional verification steps for more significant amounts, ensuring the safety and legality of your transfer.
How much money can you transfer at once?
You can transfer up to $6,000 USD daily at Level 3, subject to a $30,000 USD total in 30 days. If unsure about your level, open the Pangea app, go to Settings, select Account, and check your sending limits.
What is required for all money transfers of $3,000 USD or more?
In addition to the ID requirements (SSN/ITIN or photo ID), you must ensure your account details (name, address, etc.) are accurate. This prevents delays and complies with anti-money laundering (AML) laws. You may receive a request from Pangea’s support team if any clarification is needed.
Need to send more than $3,000 USD for a family emergency or big purchase? Upgrade your Pangea account securely and transfer higher amounts today!
Contact
How do I contact Pangea?
If you have questions, you can:
- Call +1-866-858-9928 for phone assistance.
- Use the in-app help or web-based chat.
- Email: Check the Support or Contact page on Pangea’s website for the appropriate address.
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Pangea’s customer service is prepared to handle everything from technical issues to transfer status or account verification questions.
Conclusion
Pangea Money Transfer provides a simple, secure way to send funds from the U.S. to 24 countries. Whether you’re wondering, “Is Pangea money transfer legit?” or looking to figure out “How does Pangea money transfer work?”, the answers are clear: Pangea is fully licensed, secure, and offers a range of payment methods—including debit card, credit card, and bank account—so you can support your loved ones quickly and confidently.
With daily limits up to $6,000 USD and 30-day limits up to $30,000 USD (depending on your verification level), Pangea is equipped for modest remittances and larger transfers. Plus, the referral program rewards where you and your friends get a $25 USD bonus on top of your subsequent transfer when they send money using your code. Experience the flexibility and convenience of Pangea for your next money transfer—because every second counts when helping the people who matter most.
LEGAL DISCLAIMER – This content is for informational purposes only. Pangea and its affiliates do not provide financial, legal, investment, or tax advice
