How does Pangea protect my money and personal information?

At Pangea, security is our top priority. We value the trust you place in us to deliver your funds safely to your loved ones, which is why we protect your money and personal data at all times. Pangea is a registered Money Transfer Service with the U.S. Department of Treasury, complying with strict state and federal regulations. We use industry-standard encryption (SSL) to protect your data, and our Payment Card Industry (PCI) compliance ensures the highest security standards for transactions. Multi-factor authentication (MFA) adds an extra layer of protection, and we continuously monitor transactions to detect and prevent fraud. We keep you informed every step of the way with real-time notifications about your transfer's status, so you always know where your money is. Our bilingual team is ready to assist whenever you need help.

How do I sign up for Pangea to send money from the U.S.?

You can sign up online or download our app. Enter your U.S. mobile number and we'll send you a 6-digit confirmation code via SMS. Verify your U.S. mobile number by entering the code and select 'Trust this device' to skip this step for the next 30 days. Follow the prompts to set a strong password for your account. Provide your email address - this helps with password recovery and ensures you receive important transfer updates and receipts.

What exchange rate will I get?

The exchange rate you receive depends on your payment method and transfer amount. Use our Exchange Rate Calculator or open our Pangea App and select the destination country. Please make sure you're logged in to your account to see your applicable exchange rate.

What transfer fees does Pangea charge?

Transfer fees vary based on the destination country and payment method. Use our Exchange Rate Calculator to see fees and rates in real time, or browse our FAQs by Country for country-specific fee details. A credit card surcharge may apply.

Where can I send and receive money with Pangea?

Pangea allows you to send money from the U.S. to 24 countries across Latin America, Asia, Africa, and Europe. Latin America: Mexico, Colombia, Guatemala, El Salvador, Honduras, and the Dominican Republic. Asia: Philippines, India, Bangladesh, Indonesia, Malaysia, Nepal, Singapore, Thailand, and Vietnam. Africa: Burkina Faso, Côte d'Ivoire, Ghana, Kenya, Senegal, and Uganda. Europe: France, Germany, and Italy.

How long does a transfer usually take to arrive?

Transfer times vary based on the payment method used. Debit or Credit Card: Most transfers arrive within minutes. Bank Account: Transfers typically take 3–4 business days to process.

What payment methods can I use for my transfer with Pangea?

Pangea offers multiple secure payment options for sending money internationally. Debit or Credit Cards: Most U.S.-issued Visa and Mastercard debit and credit cards are accepted for fast and convenient payments. Bank Account Transfers: When you pay directly with a U.S. bank account, you get a better exchange and transfers typically take as few as 3 business days.

How can my receiver get their money?

Pangea offers multiple fast and secure ways for your recipient to receive money, depending on the country: Bank Deposit - Send money directly to your receiver's bank account for a seamless transfer. Debit Card Deposit - Send money directly to a receiver's debit card for quick and easy access. Mobile Wallet - Transfer money to a mobile wallet for easy digital transactions. Cash Pickup - Your receiver can collect cash at a participating pickup location near them. Bill Payment - Send money directly to pay a bill.

How much money can I send per transaction with Pangea?

Transfer limits vary based on several factors. Please refer to our Transfer Limits FAQs for detailed information.

The Simple Way to Send Money Abroad

Low fees, strong exchange rates, and no hidden costs.
Easy, fast, and secure international money transfers you can count on.

Low fees. Great rates. No hidden costs.

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Trusted by Millions
Billions Delivered Worldwide

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Secure Transfers

Every transfer is protected by industry-leading security to keep your money safe.

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Fast Delivery

Transfers typically arrive within minutes***, with real-time tracking from start to finish.

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More Value

Strong exchange rates, low fees, and no hidden costs, so more money reaches your receiver.

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Stay in Control

Track transfers, view history, and manage everything in one place with your Pangea Dashboard.

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Download the
Pangea App

The international money transfer app built for low fees, strong rates, and real-time tracking, all right from your phone.

Download

Send in Just a
Few Taps

Send money internationally in seconds with our easy-to-use platform. It's simple, seamless, and done right from your phone.

Get Started

01. Enter Your Amount

See your exchange rate, fees, and how much your receiver will get.

Currency exchange interface showing sending 500 USD with exchange rate 17.69 and zero transfer fee to receive 8,845 MXN for illustrational purposes.

02. Add Your Receiver

Enter your receiver’s details, then choose their delivery method and how you'll pay for the transfer.

App interface titled 'Add New Receiver' with input fields for receiver first name filled with 'Carlos' and empty receiver last name field with placeholder text 'Enter last name(s)'.

03. Send & Track

Confirm the details and send your transfer. Track it in real time.

App interface for a transfer successfully completed with a breakdown showing 500 USD total: 100 USD for groceries and 400 USD for medical expenses.

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$100 USD sent
for Groceries

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MXN 1,800
received by Mamá

Get More From
Every Transfer

Every dollar matters. That's why Pangea combines low fees with strong exchange rates, so you get great value every time you send.

Low Fees + Strong Rates

We focus on total value, so more of your money reaches your receiver.

Transparent Pricing Upfront

See your exchange rate, fees, and total cost before you send.

Send More, Save More

Send larger amounts and unlock improved rates^†, with increased transfer limits up to $30,000 USD.

See Pricing

Manage All Your Transfers in
‍One Dashboard

Get a clear view of your transfers over time, all in one organized dashboard built to help you stay in control.

Bar chart showing monthly amounts from March ($100) to August ($1,200), with August amount highlighted in gold and bold text.

Stay on Top of Your Sending

Track monthly activity and understand your patterns at a glance.

Dashboard illustration showing total amount sent this month as $2,450 with a button labeled "View your categories".

See Everything in One Place

Transfers, totals, and receivers, all organized in a single view.

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Plan Ahead with Confidence

Know where your money goes so you can budget and send smarter.

View Your Dashboard

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Secure. Licensed. Protected.

Your money and data are safeguarded with advanced security measures and strict regulatory standards, so you can send with confidence.

Learn More

Regulated & Licensed

Pangea operates under applicable financial regulations and compliance requirements.

Bank-Level Security

Your information is protected with encryption and secure technology designed to keep your data safe.

Fraud Protection

We monitor transactions to help prevent unauthorized activity and protect your transfers.

Dedicated Support

Reliable customer support in English and Spanish, 7 days a week (8 am to 10 pm CST).

Real Stories from Real Customers

“Easy to use. No hidden fees. Fast reliable transfers. I have used multiple sites and this is the best. Very pleased.”

Maria

Verified Customer

Join Millions of Customers

The easiest app to send funds with great exchange rates for Mexico. Highly recommended!

Iván

Verified Customer

Your process is fast, simple, and convenient. Thank you! Your service has been a huge help to my family 😊

Bianca

Verified Customer

This company implements security measures that effectively prevent any potential hacking of my account. The transfers are made very quickly. Also, Love the rates!

Dakila

Verified Customer

I just started using Pangea a few months ago, but it has been great, the money is transferred so fast, I don´t have to wait as with other transfer companies, and the best part is they offer a little more exchange for your dollars.

Vilma Salcedo

Verified Customer

I've sent money through other apps, but I didn't like that they even require you to provide a utility bill in your name. Pangea, on the other hand, makes sending money much easier.