Promotional Terms

Last modified: June 9, 2025

These money transmission services are being provided exclusively by Pangea USA, LLC, which is a money transmitter licensed and registered under applicable state and federal laws. Remmesa does not offer money transmission or banking services in the United States.

These promotional terms (“Promotional Terms”) constitute an agreement between you (the “Customer,” “Sender,” or “User” as defined in the Terms & Conditions which can be found at pangeamoneytransfer.com/remmesa-terms/) and Pangea (“Pangea,” “us,” “our,” and “we”). This agreement is a “Supplemental Term” as defined in the Terms & Conditions which are incorporated by reference in its entirety.

Promotional Codes
Pangea may, in Pangea’s sole discretion, create promotional codes that may be redeemed for account credit or other features or benefits related to a third-party provider’s services, subject to terms that Pangea establishes on a per promotional code basis (“Promo Codes“). You agree that Promo Codes: (a) must be used by the intended audience, for the intended purpose, and in a lawful manner; (b) may not be duplicated, sold or shared in any manner, or made available to the general public, unless expressly permitted by Pangea; (c) may be disabled by Pangea at any time for any reason without liability to Pangea; (d) may only be used pursuant to the specific terms that Pangea establishes for such Promo Code; (e) are not redeemable for cash; and (f) may expire prior to your use. Pangea reserves the right to withhold or deduct credits or other features or benefits obtained through the use of Promo Codes by you or any other user in the event that Pangea determines or believes that the use or redemption of the Promo Code was in error, fraudulent, illegal, or in violation of these Terms. Promo Codes are valid only for users that reside in a state in which Pangea operates.

FX Promotion
You may be eligible to make a transfer of up to $500 to Mexico, Guatemala, Colombia, Thailand, the Dominican Republic, or the Philippines at the foreign exchange rate (“Promo Rate”) published on our Pangea landing webpage or mobile application that is linked to these Promotional Terms (“FX Promotion”). Any transfer amounts greater than $500 will be converted at the standard foreign exchange rates. The FX Promotion is available to first time customers and qualified existing customers. The Promo Rate will be applied automatically to your initial qualifying transfer(s) until the total of those initial transfers reaches $500, after which standard rates will apply. The Promotion will not be valid for any qualifying transaction that is otherwise canceled either by you or by Pangea. The Promo Rate is subject to change without notice at Pangea’s discretion.

Improved Rate
You may be eligible to get an improved rate (higher than standard) when sending a specific amount to certain countries. Available only for transfers to Mexico (over $500 USD), the Philippines (over $500 USD), and Guatemala (over $300 USD).

Timing, Cancellation, and Penalties
The credit of any bonus will occur only if all Promotional Terms are followed as determined by the sole discretion of Pangea. Pangea reserves the right to cancel, suspend, or modify any Promo Code, Promo Rates or Personal URL (or the corresponding Promotional Terms) at any time. If you breach any of the terms applicable to Promo Codes, Personal URLs, FX Promotion, or bonuses, Pangea may remove credits from the account holder, and/or cancel a Personal Invite Code, Promo Code, Personal URL, or bonus, and/or suspend your account without notice.